Real-time booksIncome and expenses post the moment money moves, so your profit and loss, balance sheet, and cash position are always up to the minute.
Learn moreBooks that reconcile, categorize, and report themselves
Net income, year over year
Accounting,
that keeps itself current
Every transaction from your banking, payroll, and cards flows straight into your books — categorized, reconciled, and ready to report. No spreadsheets, no month-end scramble.
Trusted by 2,400+ small businesses
Books that stay closed, not just opened
OneCo turns the money already moving through your business into clean, accurate books — so you can see profit, prep for taxes, and make decisions without waiting on your accountant.
Automatic reconciliationBank feeds match to your ledger on their own, flagging only what needs a human, so your accounts tie out every day instead of once a quarter.
Learn moreProfit & loss
In the past 7 days
50%
Reserve allocated
Expenses this month
$4,900/ $10,000
Invoice paid
November 14, 2025
$3,200
Software
November 12, 2025
$240
Reconciled
November 10, 2025
$5,860
Invoicing & expensesSend invoices, track what is owed, and capture expenses with receipts attached — each one categorized and posted to the right account automatically.
Learn more+2,400 businesses
Performance
In the past 7 days
49%
+2.5%Always up to date
No more manual entry
Transactions, payroll runs, and card spend post themselves to the right accounts, so nobody is keying line items into a spreadsheet at night.
Reconciled every day
Bank feeds match your ledger continuously and surface only the exceptions, so your accounts tie out daily instead of in a quarter-end crunch.
“Our books used to be three months behind. With OneCo they reconcile themselves — I open the dashboard and the numbers are already right.”
Reports on demand
Profit and loss, balance sheet, and cash flow are generated from live data, ready the moment you or your accountant need them.
Tax-time without the panic
Clean, categorized books and a clear audit trail mean filing season is a download, not a month of cleanup and chasing receipts.
Accounting that already knows where the money went
Most books are a copy of your bank statement, reconstructed after the fact. Because your accounts, payroll, and cards live inside OneCo, your ledger is built from the source — so categorization is automatic, reconciliation is continuous, and the numbers you report are the numbers that actually happened.
The financial operating system small businesses run on banking, payroll, and books in one place
Trusted by 2,400+ small businesses
What owners say about OneCo
Here’s what small-business owners shared after moving their banking, payroll, and books onto OneCo.
“OneCo put banking, payroll, and the books in one place. I stopped paying for four tools and a bookkeeper.”
“Payroll ran the same day I switched, taxes filed automatically, and I finally trust my numbers.”
“Cash flow, invoices, and compliance live on one dashboard. OneCo runs the back office so I can drive trucks.”
“Easiest switch we made all year. The team got paid on time and our accountant actually thanked us.”
Trusted by 2,400+ businesses
Bring your whole business
into one platform
OneCo unifies banking, payroll, accounting, and compliance so you can run every part of your business from one place, make faster decisions, and stop juggling disconnected tools.