What's new at OneCo

OneCo now automatically categorizes every transaction using AI, no manual tagging required. Works across all connected bank accounts and cards.

• →Transactions are auto-tagged with merchant category, tax category, and account code
• →AI learns your categorization preferences over time
• →One-click override to correct any miscategorization
• →Bulk re-categorize by merchant name or amount range
• →Accounting export maps categories to QuickBooks and Xero codes automatically

You can now pay contractors through OneCo Payroll and generate 1099-NEC forms at tax time, no separate tool needed.

• →Add contractors alongside W-2 employees in one payroll run
• →1099-NEC auto-generated each January based on annual payments
• →E-file directly with the IRS from inside OneCo
• →Contractor payment history downloadable as PDF or CSV

The Business Credit dashboard now shows a detailed breakdown of every factor affecting your score, updated in real time.

• →5 individual factor cards: Payment History, Credit Utilization, Credit Age, Account Mix, Recent Inquiries
• →Each factor shows current value, impact level (High/Medium/Low), and a progress bar
• →Actionable tip displayed below each factor
• →Score trend chart now shows 12-month history

Some users with 3+ connected bank accounts experienced a 6–12 hour sync delay. This has been resolved.

• →Fixed race condition in the account sync queue
• →All accounts now sync in parallel rather than sequentially
• →Sync status indicator now updates in real time on the Banking dashboard

We rebuilt OneCo from the ground up with a new design system, faster load times, and a unified data layer across Banking, Payroll, Accounting, and Tax.

• →New dashboard layout with customizable widget positions
• →Unified search across all modules (Cmd+K)
• →Dark mode is now the default
• →40% faster page load across all dashboard routes
• →Mobile-responsive dashboard (first time ever)
• →All existing data migrated automatically, zero action needed