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Trusted by 2,400+ small businesses

Everything you need to protect your business in one place

From general liability to workers' comp, OneCo bundles the coverage small businesses need with quotes in minutes, flexible terms, and claims support that actually answers — no brokers, no paperwork mountain.

Coverage in minutesAnswer a few questions about your business and get matched to the right policies. Bind coverage online and download your certificate the same day.
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Coverage that flexes, protects, and stays compliant

Covered businesses, year over year

2019
2020
2021
2022
2023
2024
2025
Only pay for what you needRight-size every policy to your actual risk and headcount. Add or drop coverage as you grow, and your premium adjusts — no padding, no bundles you'll never use.
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Your coverage

In the past 7 days

50%

Reserve allocated

Monthly premium

$4,900/ $10,000

General liability

Active

$1M

Property

Active

$250K

Workers' comp

Active

Included

Claims without the runaroundFile a claim in a few clicks and track it to resolution from your dashboard. Real support steps in when you need it, so a bad day doesn't become a long one.
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+2,400 businesses

Performance

In the past 7 days

49%

+2.5%

Protected, day one

General liabilityPropertyWorkers' compFlexible termsFast quotesCertificatesClaims supportCompliant

Why small businesses insure with OneCo

Coverage that lives on the same platform as your banking and books gives your business the right protection, predictable premiums, and proof of coverage the moment you need it.

Covered in minutes, not weeks

Skip the broker calls and back-and-forth quotes. Get matched, bind your policy online, and download a certificate of insurance the same day.

Premiums you can plan around

Coverage is sized to your real risk, so you stop overpaying for protection you don't use and your premium stays predictable as you scale.

Small business owner standing confidently in their shop

Getting insured used to mean a week of broker emails. With OneCo I had general liability and a certificate the same afternoon — and claims have been just as painless.

Priya Nair

Priya Nair

Owner, Maple Street Bakery

Proof of coverage, on demand

Generate and share certificates of insurance instantly, so landlords, clients, and vendors get what they need without slowing down a deal.

Claims that get resolved

File and track claims from your dashboard with real people behind them, so when something goes wrong you're back to business fast.

Insurance that knows the rest of your business

Because your coverage lives on the same platform as your banking, payroll, and books, OneCo sizes policies to your real revenue and headcount, pays premiums straight from your account, and keeps your certificates current — so you stay protected and compliant without chasing paperwork.

Confident small business owner standing in the doorway of their shop

The financial operating system small businesses run on banking, payroll, and books in one place

Trusted by 2,400+ small businesses

What owners say about OneCo

Here’s what small-business owners shared after moving their banking, payroll, and books onto OneCo.

Marcus Hale, Hale & Sons Plumbing

OneCo put banking, payroll, and the books in one place. I stopped paying for four tools and a bookkeeper.

- Marcus Hale Hale & Sons Plumbing

Elena Ruiz, Ruiz Design Studio

Payroll ran the same day I switched, taxes filed automatically, and I finally trust my numbers.

- Elena Ruiz Ruiz Design Studio

David Okafor, Okafor Logistics

Cash flow, invoices, and compliance live on one dashboard. OneCo runs the back office so I can drive trucks.

- David Okafor Okafor Logistics

Mia Chen, Bloom Cafe Group

Easiest switch we made all year. The team got paid on time and our accountant actually thanked us.

- Mia Chen Bloom Cafe Group

Trusted by 2,400+ businesses

Bring your whole business
into one platform

OneCo unifies banking, payroll, accounting, and compliance so you can run every part of your business from one place, make faster decisions, and stop juggling disconnected tools.