Business Banking
FDIC-insured business accounts, debit cards, and ACH transfers. Keep personal and business money cleanly separate from day one.

From Midtown to metro Atlanta, OneCo gives Georgia small businesses banking, payroll, accounting, and Georgia compliance in one platform — so you spend less time on paperwork and more time growing.
Stop stitching together a bank, a payroll app, a bookkeeper, and a compliance service. OneCo brings the whole back office of your Atlanta business under one login — accurate, tax-ready, and built for Georgia.
Your Q2 payroll taxes are filed and your books are reconciled through June 30. You’re all clear.
Finally. I haven’t had to think about taxes once this quarter.
Banking, payroll, accounting, compliance, business credit, and insurance — unified for the way Atlanta businesses actually work.
Get StartedFrom setup to full operation in days, not months.
Link your existing accounts and tell us about your Atlanta business. We pull in your transactions and set up your books — most owners across Fulton County are done in under 10 minutes.
Connect your accounts
Banking, payroll, books, and Georgia compliance appear in one place the moment you're set up. No manual data entry, no syncing between five different tools.
Overview
Account balance
$48,320.00
Payroll
On time
Books
Current
GA Filing
Filed
Credit
720
Payroll runs itself. Books stay current. Georgia sales tax and annual registration deadlines get handled. You focus on what you built — OneCo runs the back office.
Payroll sent
4 employees paid · $12,400 disbursed
GA sales tax filed
ST-3 · Filed with GA DOR
FDIC-insured business accounts, debit cards, and ACH transfers. Keep personal and business money cleanly separate from day one.
Pay W-2 employees and 1099 contractors across metro Atlanta. Payroll calculates, files, and pays — your team is always on time.
Real-time bookkeeping, invoicing, and reconciliation. Your books stay current and tax-ready all year, not just at filing time.
Build a business credit profile separate from your personal FICO so your Atlanta business can qualify for cards, loans, and leases on its own.
Georgia Secretary of State annual registration reminders, sales tax (ST-3) filings with the GA Dept. of Revenue, and a deadline calendar so your LLC or corp never falls out of good standing.
Compare and buy coverage tailored to Georgia businesses — general liability, workers' comp, and more — in minutes, right inside OneCo.
Yes. OneCo tracks your Georgia Secretary of State annual registration deadline, your sales tax filings (ST-3) with the GA Dept. of Revenue, and other state obligations — with reminders and one-click filing so your Atlanta business stays in good standing.
Yes. Any registered Georgia LLC or corporation can open an FDIC-insured business account through OneCo in minutes — no branch visit, no minimum balance, and every transaction syncs straight to your books.
Absolutely. OneCo pays W-2 employees and 1099 contractors, handles federal and Georgia State payroll and income tax withholding requirements, and files automatically — so your team is always paid correctly and on time.
OneCo doesn't just record numbers — your banking, payroll, and books live on one platform, so reconciliation is automatic and you always see real-time cash flow. Many owners keep their CPA for advice and let OneCo handle the day-to-day.
Most Atlanta businesses are fully onboarded in under 10 minutes. Connect your accounts, confirm a few details about your business, and your dashboard is live the same day.
No. Start free with no credit card required, and cancel anytime. You only pay for the parts of OneCo your business actually uses.
Start free. No credit card required. Cancel anytime.
Get StartedTrusted by 2,400+ businesses
OneCo unifies banking, payroll, accounting, and compliance so you can run every part of your business from one place, make faster decisions, and stop juggling disconnected tools.