Open an FDIC-insured business account in minutes, issue cards for your team, and move money — right alongside your payroll, accounting, and taxes.
From the first deposit to the last payment of the month, OneCo gives you accounts, cards, and transfers that work together — no extra logins, no surprises.
Cash on hand
In the past 7 days
50%
Reserve allocated
Monthly spend
Stripe payout
November 14, 2025
$2,140
Gusto payroll
November 12, 2025
$3,860
AWS invoice
November 10, 2025
$420
Banking that Combines Payments, Payroll, and Real-time Accounting
Revenue growth, year over year
+2,400 businesses
Performance
In the past 7 days
49%
+2.5%Cash flow up
Open business banking, send payments, and manage cards from a single account built for how you actually run things.
Replace a stack of disconnected tools with one platform, so you spend less on software and less time stitching it together.
“OneCo replaced four tools we were paying for. Now banking, payroll, and our books all live in one place.”
Transactions, payroll, and expenses sync automatically, keeping your numbers clean and your reporting ready year round.
Automated records and reminders keep you compliant, so tax season and audits stop being a scramble.
Because your account, payroll, and books live on one platform, OneCo sees the full picture — so reconciliation is automatic, cash flow is clear, and you spend less time stitching tools together.
Trusted by 2,400+ small businesses
Here’s what small-business owners shared after moving their banking, payroll, and books onto OneCo.
“OneCo put banking, payroll, and the books in one place. I stopped paying for four tools and a bookkeeper.”
“Payroll ran the same day I switched, taxes filed automatically, and I finally trust my numbers.”
“Cash flow, invoices, and compliance live on one dashboard. OneCo runs the back office so I can drive trucks.”
“Easiest switch we made all year. The team got paid on time and our accountant actually thanked us.”
Trusted by 2,400+ businesses
OneCo unifies banking, payroll, accounting, and compliance so you can run every part of your business from one place, make faster decisions, and stop juggling disconnected tools.
